Terms of Use

Terms of Use
THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THIS WEBSITE. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE.
This website has been established by High Trust Bank for the sole purpose of conveying information about our Bank’s products and services and to allow communication between High Trust Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this website takes the place of High Trust Bank’s agreements and disclosures that govern its products and services. If any information on this website conflicts with that in High Trust Bank’s agreements and disclosures, then the agreements and disclosures will control.
The information and materials contained in this website are owned by High Trust Bank or by other third parties, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.
High Trust Bank makes no warranties of any kind regarding the products and services advertised on this website. High Trust Bank will use reasonable efforts to ensure that all information displayed is accurate, however, High Trust Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. High Trust Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this website. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if High Trust Bank has been informed of the possibility of such loss or damage.

How We Use Cookies - We may use website “cookies” to help you navigate our site more easily, as well as to help us improve our website and service you. A “cookie” is a small data file that our website can send to your computer, which may then be stored on your hard drive to help our website “remember” information about your visit, for example, what pages you have accessed. We may collect information about the date and time you access our website, what pages you viewed and how long you spent on our site. A cookie cannot retrieve other data from your computer or pass on any computer viruses. Cookies will identify your browser, but will not provide any personal information about you. Our policy is never to store any personal information in a cookie. We use two different types of cookies with our website:

“Non-Persistent” cookies track the way you click through our website on a single visit. These non-persistent cookies are deleted when you close your browser.
“Persistent” cookies enable us to remember you when you return to our website. Your web browser will send cookie information from your previous visits back to us when you re-access our website. Persistent cookies remain on your computer after you close your browser.

Disabling Cookies -You can set your computer to refuse to accept cookies. However, if you do so, you may not be able to obtain some services online, such as Online Bill Pay, and you may find our website harder to navigate.

Web Server Logs
We use web server logs to count the number of people who visit our website, average time spent on the site, pages viewed and other relevant statistics each day. We do not capture any personally identifiable information about you or your e-mail address on our web server logs. We only use the information on our web server logs in aggregated form to better understand the use of our site and to help us periodically improve the content of the site.

Linking to Other Sites
We may provide links to sites operated by unrelated third parties, such as companies that provide services for us (ie: vendors providing checks, or merchants who may offer products in which we think you may have an interest). Please note that when you link to the site of an unrelated third party, High Trust Bank’s Privacy Policy and Internet Privacy Practices no longer apply. You should read our Bank’s Privacy Policy, as well as, the online practices of those companies and their websites to understand how they will handle your personal identity information.

E-Mails and Requests for Information - Please be aware that if you communicate with us by e-mail using High Trust Bank’s provided “Contact List” of E-mail Addresses, you are not using a secure means of communication and should not send confidential personal identification information (ie: your Social Security Number, Date of Birth, Bank Account Numbers, Loan Numbers) through such unsecured channels. When you send us an e-mail, we may retain the content of the e-mail, your e-mail address, and our replying e-mail in order to track how we have handled your request.

Changes to High Trust Bank’s Internet Privacy Practices
If we make changes to our Internet Privacy Practices, we will post the revised Internet Privacy Practices on this website and change the “Effective” date at the top of the Online Privacy Practices. Checking the “effective” date above will allow you to determine whether the Internet Privacy Practices have been changed since your last visit to our website.

Internet Privacy Practices and Terms of Use