| |
|
CURRENT DEPOSIT
RATES |
|
Effective August 31, 2010
through September 6, 2010 |
|
MEMBER
F.D.I.C. |
Now Permanently INSURED UP TO
$250,000 |
|
|
Account
|
|
|
|
Balance
|
|
|
|
|
Rate
|
|
APY
|
|
|
High
Trust Savings
|
|
|
|
|
|
|
|
|
|
|
|
|
(Minimum
Opening Deposit - $100.00)
|
All
Balances
|
|
|
|
|
.75%
|
|
.75%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
High
Trust Interset Checking/High Trust Business Interest
Checking
|
|
|
|
|
|
|
|
|
|
|
|
(Minimum
Opening Deposit - $1,000.00)
|
$0.00
|
|
-
|
$2,499.99
|
|
.65%
|
|
.65%
|
|
|
|
|
|
|
$2,500.00
|
|
-
|
$9,999.99
|
|
.86%
|
|
.86%
|
|
|
|
|
|
|
$10,000.00
|
|
-
|
$24,999.99
|
|
.86%
|
|
.86%
|
|
|
|
|
|
|
$25,000.00
|
|
$99,999.99
|
|
.86%
|
|
.86%
|
|
|
|
|
|
|
|
$100,000.00
|
|
|
and
Above |
|
.86% |
|
.86%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
High
Trust Personal Money Market
|
|
|
|
|
|
|
|
|
|
|
|
|
(Minimum
Opening Deposit - $2,500.00)
|
$0.00
|
|
-
|
$2,499.99
|
|
.65%
|
|
.65%
|
|
|
|
|
|
|
$2,500.00
|
|
-
|
$24,999.99
|
|
.99%
|
|
1.00%
|
|
|
|
|
|
|
$25,000.00
|
|
-
|
$49,999.99
|
|
1.09%
|
|
1.10%
|
|
|
|
|
|
|
$50,000.00
|
|
-
|
$99,999.99
|
|
1.19%
|
|
1.20%
|
|
|
|
|
|
|
$100,000.00
|
|
and
Above
|
|
1.34%
|
|
1.35%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
High
Trust Business Money Market
|
|
|
|
|
|
|
|
|
|
|
|
|
(Minimum
Opening Deposit - $2,500.00)
|
$0.00
|
|
-
|
$2,499.99
|
|
.65%
|
|
0.65%
|
|
|
|
|
|
|
$2,500.00
|
|
-
|
$9,999.99
|
|
.99%
|
|
1.00%
|
|
|
|
|
|
|
$10,000.00
$50,000.00
|
|
-
|
$24,999.99
$99,999.99
|
|
1.09%
1.19%
|
|
1.10%
1.20%
|
|
|
|
|
|
|
$100,000.00
|
|
and
Above
|
|
1.34%
|
|
1.35%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Certificates
& IRA's
|
Term
|
|
|
|
|
Rate
|
|
APY
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Certificates
of Deposit |
|
|
|
|
|
|
|
|
|
|
|
(Minimum
Opening Deposit - $1,000.00)
|
3
Months
|
|
|
|
|
1.08%
|
|
1.09%
|
|
|
|
|
|
6
Months
|
|
|
|
|
1.28%
|
|
1.29%
|
|
|
|
|
|
12
Months
|
|
|
|
|
1.56%
|
|
1.57%
|
|
|
|
|
|
18
Months
|
|
|
|
|
1.68%
|
|
1.69%
|
|
|
|
|
(1)
|
24
Months
|
|
|
|
|
1.97%
|
|
1.99%
|
|
|
|
|
|
30
Months
|
|
|
|
|
1.86%
|
|
1.88%
|
|
|
|
|
|
36
Months
|
|
|
|
|
2.22%
|
|
2.25%
|
|
|
|
|
|
48
Months
|
|
|
|
|
2.46%
|
|
2.49%
|
|
|
|
|
|
60
Months($5,000 Minimum)
|
|
|
2.66%
|
|
2.70%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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|
|
Individual
Retirement Accounts
|
|
|
|
|
|
|
|
|
|
|
|
|
(Minimum
Opening Deposit - $500.00)
|
12
Months
|
|
|
|
|
1.58%
|
|
1.59%
|
|
|
|
|
|
|
24
Months
|
|
|
|
|
1.97%
|
|
1.99%
|
|
|
|
|
|
|
36
Months
|
|
|
|
|
2.22%
|
|
2.25%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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|
|
"
Interest Rates and ANNUAL PERCENTAGE YIELDS (APY) are accurate as of
the date shown above
|
|
|
|
|
"
The interest rate may change at our discretion. We may adjust the
interest rates at any time. As a result of a change in the interest
rate the ANNUAL PERCENTAGE YIELD (APY) may change
"
You may call 770.692.2449 for daily updates
|
|
|
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|
|
"
Fees could reduce the earnings on the account
|
|
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|
|
"
Certificate rates are fixed for the term
|
|
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|
"
Substantial penalty for early withdrawals on CDs and
IRAs
|
|
|
|
|
|
|
|
|
|
"
APY on CDs and IRAs is based on interest held to
maturity
|
|
|
|
|
|
|
|
|
|
(1)
Interest Rate may be adjusted one (1) time during the original term
of the certificate to the current APY on a comparable term
certificate at the discretion of the account holder upon
notification to High Trust Bank. Minimum Deposit of $10,000.00 to
open)
| |
|
