Business Checking
  • High Trust Business Checking
  • High Trust Business Interest Checking
  • High Trust Business Money Market
Account Features
  • High Trust Business Checking is available to Companies (with limited banking activity), Non-Profit Corporations and Sole Proprietorships
  • Initial deposit of $100.00 minimum is required to open this account
  • Images of checks will be returned with the monthly statement OR available via e-Statements
  • Free Internet Banking

Account Fees

  • If the daily balance falls below $1,000.00 during the monthly statement cycle, a base service charge of $5.00 plus a $0.05 fee for each debit item over the first one hundred items will be included in the monthly statement. 
  • If the average daily balance exceeds $2500.00 during the statement cycle, base service charges and per debit items will be waived in the monthly statement cycle.
  • This account is subject to MISCELLANEOUS FEES AND CHARGE

Account Features
  • High Trust Business INTEREST Checking is available to Proprietorships, as well as, Religious, Educational and Non-Profit Entities
  • Initial Deposit of $1,000.00 minimum is required to open this account
  • Images of checks will be returned with the monthly statement OR available via e-Statements
  • Free Internet Banking
  • This account is an interest bearing account.  The interest rate and ANNUAL PERCENTAGE YIELD (APY) will be determined upon the daily balance in the account as published under Current Deposit Rates.  The interest rate may change at the Bank's discretion at any time, and as a result of a change in the interest rate on this account, the ANNUAL PERCENTAGE YIELD (APY) may change. 
  • Interest begins to accrue on the business day of your deposit.  Interest will be compounded daily and will be credited to the account monthly.
  • We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the balance in the account each day.  

Account Fees

  • If the daily balance falls below $1,000.00, a base service charge of $5.00 plus a $0.05 fee for each debit item will be included on the monthly statement. 
  • The monthly base service charge and per item fees will be waived if the average daily balance exceeds $2,500.00 for the statement period.
  • This account is subject to MISCELLANEOUS FEES AND CHARGES

Account Features

  • High Trust Business Money Market Account is available to Businesses and Corporations
  • Initial deposit of $2,500.00 minimum is required to open this account
  • Images of checks will be returned with the monthly statement OR available via e-Statements
  • Free Internet Banking 
  • Federal regulations limit the number of debit transactions this account may have.  During any month, you may not make more than six withdrawals or transfers to another bank account of yours or to a third party by means of a pre-authorized transaction, automatic transfer, or telephonic order, or instruction whether initiated by check, draft or debit card (if applicable) or similar order to a third party.  This includes online banking account transfers and bill payments. Unlimited debit transactions are permitted if made by the account holder by mail through an ATM or by phone if the check is made payable to the account holder.                                         
  • This account is an interest bearing account.  The interest rate and ANNUAL PERCENTAGE YIELD (APY) will be determined upon the daily balance in the account as published under Current Deposit Rates.  The interest rate may change at the Bank's discretion at any time, and as a result of a change in the interest rate on this account, the ANNUAL PERCENTAGE YIELD (APY) may change. 
  • Interest begins to accrue on the business day of your deposit.  Interest will be compounded daily and will be credited to the account monthly.
  • We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the balance in the account each day.                                                     

Account Fees

  • If the daily balance falls below $2,500.00 during the monthly statement cycle, a $10.00 base service charge will be included in the monthly statement.
  • If the federal regulation's number of limited debit transactions are exceeded during the statement cycle, a fee of $10.00 for each excessive debit will be charged.  If you routinely exceed these limitations, the Bank may close the account or convert the account to a checking account.
  • This account is subject to MISCELLANEOUS FEES AND CHARGES

 

 

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